body{margin:0!important}#ifr-chronoprotect,#ifr-chronoprotect *,#ifr-chronoprotect :before,#ifr-chronoprotect :after{box-sizing:border-box!important}#ifr-chronoprotect,#ifr-chronoprotect h1,#ifr-chronoprotect h2,#ifr-chronoprotect h3,#ifr-chronoprotect h4,#ifr-chronoprotect p,#ifr-chronoprotect li,#ifr-chronoprotect span,#ifr-chronoprotect a,#ifr-chronoprotect td,#ifr-chronoprotect th,#ifr-chronoprotect div,#ifr-chronoprotect button{font-family:var(--font-inter), -apple-system, BlinkMacSystemFont, sans-serif!important;-webkit-hyphens:none!important;hyphens:none!important}#ifr-chronoprotect h1{font-weight:900!important}#ifr-chronoprotect h2{font-weight:800!important}#ifr-chronoprotect h3{font-weight:700!important}#ifr-chronoprotect p{font-weight:400!important}#ifr-chronoprotect{color:#242a34!important;-webkit-font-smoothing:antialiased!important;background:#fff!important;font-size:16px!important;line-height:1.65!important}#ifr-nav{z-index:9999!important;-webkit-backdrop-filter:saturate(180%)blur(10px)!important;background:#ffffffeb!important;border-bottom:1px solid #d4e4f3!important;justify-content:space-between!important;align-items:center!important;height:64px!important;padding:0 5vw!important;display:flex!important;position:sticky!important;top:0!important}.ifr-nav-brand{flex-direction:column!important;gap:1px!important;text-decoration:none!important;display:flex!important}.ifr-nav-brand-name{color:#242a34!important;letter-spacing:-.01em!important;font-size:.95rem!important;font-weight:700!important}.ifr-nav-brand-sub{color:gray!important;font-size:.68rem!important;font-weight:400!important}.ifr-nav-links{align-items:center!important;gap:1.75rem!important;margin:0!important;padding:0!important;list-style:none!important;display:flex!important}.ifr-nav-links a{color:#353e4e!important;font-size:.85rem!important;text-decoration:none!important}.ifr-nav-links a:hover{color:#242a34!important}#ifr-nav .ifr-nav-cta,#ifr-nav a.ifr-nav-cta{color:#fff!important;background:#ef5e18!important;border-radius:5px!important;padding:.55rem 1.3rem!important;font-size:.82rem!important;font-weight:600!important}#ifr-nav .ifr-nav-cta:hover,#ifr-nav a.ifr-nav-cta:hover{color:#fff!important;background:#cb5014!important}#ifr-hero{background:#242a34!important;align-items:center!important;min-height:600px!important;margin:0!important;padding:7rem 5vw 6rem!important;display:flex!important;position:relative!important;overflow:hidden!important}.ifr-hero-bg{object-fit:cover!important;z-index:0!important;width:100%!important;height:100%!important;position:absolute!important;inset:0!important}.ifr-hero-overlay{z-index:1!important;background:linear-gradient(105deg,#242a34eb 0%,#242a34c7 38%,#242a3473 75%,#242a3459 100%),linear-gradient(#242a3400 60%,#242a3473 100%)!important;position:absolute!important;inset:0!important}.ifr-hero-content{z-index:2!important;width:100%!important;max-width:1180px!important;margin:0 auto!important;position:relative!important}.ifr-hero-tag{text-transform:uppercase!important;letter-spacing:.18em!important;color:#ffffffb3!important;align-items:center!important;gap:.6rem!important;margin:0 0 1.75rem!important;font-size:.72rem!important;font-weight:600!important;display:inline-flex!important}.ifr-hero-tag-dot{background:#ef5e18!important;border-radius:50%!important;flex-shrink:0!important;width:6px!important;height:6px!important;display:inline-block!important}#ifr-hero h1{color:#fff!important;letter-spacing:-.04em!important;max-width:940px!important;margin:0 0 1.5rem!important;font-size:clamp(2.9rem,8vw,5.6rem)!important;font-weight:900!important;line-height:1.02!important}.ifr-hero-h1-light{color:#ffffffd1!important;letter-spacing:-.02em!important;text-shadow:0 1px 24px #0000008c!important;font-weight:400!important}.ifr-hero-sub{color:#ffffffc7!important;max-width:540px!important;margin:0 0 2.5rem!important;font-size:1.08rem!important;font-weight:400!important;line-height:1.7!important}.ifr-hero-actions{flex-wrap:wrap!important;align-items:center!important;gap:1rem!important;display:flex!important}.ifr-hero-stats{border-top:1px solid #ffffff1f!important;gap:3rem!important;margin:3.5rem 0 0!important;padding:2rem 0 0!important;display:flex!important}.ifr-num{color:#fff!important;letter-spacing:-.01em!important;margin:0 0 .3rem!important;font-size:1.35rem!important;font-weight:700!important;line-height:1.2!important;display:block!important}.ifr-label{color:#ffffff80!important;text-transform:uppercase!important;letter-spacing:.1em!important;font-size:.7rem!important;display:block!important}.ifr-btn-orange{color:#fff!important;cursor:pointer!important;background:#ef5e18!important;border:none!important;border-radius:5px!important;padding:.9rem 1.8rem!important;font-size:.92rem!important;font-weight:600!important;text-decoration:none!important;transition:background .18s!important;display:inline-block!important}.ifr-btn-orange:hover{color:#fff!important;background:#cb5014!important}.ifr-btn-ghost-white{color:#ffffffe0!important;background:0 0!important;border:1px solid #ffffff47!important;border-radius:5px!important;padding:.88rem 1.6rem!important;font-size:.88rem!important;font-weight:500!important;text-decoration:none!important;transition:background .18s,border-color .18s!important;display:inline-block!important}.ifr-btn-ghost-white:hover{color:#fff!important;background:#ffffff0d!important;border-color:#ffffff8c!important}.ifr-trust-bar{background:#d4e4f3!important;border-bottom:1px solid #242a3414!important;padding:1.15rem 5vw!important}.ifr-trust-bar-inner{flex-wrap:wrap!important;align-items:center!important;gap:2rem!important;max-width:1180px!important;margin:0 auto!important;display:flex!important}.ifr-trust-item{align-items:center!important;gap:.5rem!important;display:flex!important}.ifr-check{color:#242a34!important;flex-shrink:0!important;width:14px!important;height:14px!important;display:block!important}.ifr-trust-item span{color:#353e4e!important;white-space:nowrap!important;font-size:.8rem!important}#ifr-chronoprotect section{margin:0!important;padding:5.5rem 5vw!important}.ifr-section-inner{max-width:1180px!important;margin:0 auto!important}.ifr-section-tag{text-transform:uppercase!important;letter-spacing:.16em!important;color:gray!important;margin:0 0 .85rem!important;font-size:.7rem!important;font-weight:600!important;display:block!important}.ifr-section-tag-light{color:#ffffff8c!important}#ifr-chronoprotect h2{letter-spacing:-.03em!important;color:#242a34!important;margin:0 0 1rem!important;font-size:clamp(1.9rem,3.4vw,2.9rem)!important;font-weight:800!important;line-height:1.15!important}.ifr-lead{color:#353e4e!important;max-width:560px!important;margin:0!important;font-size:1.02rem!important;font-weight:400!important;line-height:1.78!important}.ifr-body-sm{color:gray!important;margin:.85rem 0 0!important;font-size:.88rem!important;line-height:1.78!important}#ifr-leistungen{background:#fff!important;border-bottom:1px solid #d4e4f3!important}.ifr-leistungen-wrap{grid-template-columns:1fr 2fr!important;align-items:start!important;gap:4.5rem!important;display:grid!important}.ifr-cards-grid{background:#d4e4f3!important;border:1px solid #d4e4f3!important;border-radius:8px!important;grid-template-columns:1fr 1fr!important;gap:1px!important;display:grid!important;overflow:hidden!important}.ifr-card{background:#fff!important;padding:1.85rem!important;transition:background .2s!important}.ifr-card:hover{background:#d4e4f366!important}.ifr-card-icon{color:#ef5e18!important;background:#ef5e181f!important;border-radius:7px!important;justify-content:center!important;align-items:center!important;width:34px!important;height:34px!important;margin:0 0 1rem!important;display:flex!important}.ifr-card-icon svg{width:17px!important;height:17px!important}.ifr-card h3{color:#242a34!important;margin:0 0 .4rem!important;font-size:.94rem!important;font-weight:700!important}.ifr-card p{color:gray!important;margin:0!important;font-size:.84rem!important;line-height:1.7!important}#ifr-schaden{background:#242a34!important}#ifr-schaden .ifr-section-tag{color:#ffffff8c!important}#ifr-schaden h2{color:#fff!important}#ifr-schaden .ifr-lead{color:#ffffffb8!important}#ifr-schaden .ifr-body-sm{color:#ffffff80!important}.ifr-schaden-wrap{grid-template-columns:1fr 1fr!important;align-items:start!important;gap:4.5rem!important;display:grid!important}.ifr-schaden-examples{flex-direction:column!important;gap:1.2rem!important;display:flex!important}.ifr-schaden-card{background:#ffffff0a!important;border:1px solid #ffffff14!important;border-radius:10px!important;padding:1.85rem!important;transition:border-color .2s,background .2s!important}.ifr-schaden-card:hover{background:#ffffff0f!important;border-color:#ffffff2e!important}.ifr-schaden-meta{justify-content:space-between!important;align-items:flex-start!important;gap:1rem!important;margin:0 0 .8rem!important;display:flex!important}.ifr-schaden-model{color:#fff!important;letter-spacing:-.005em!important;font-size:.88rem!important;font-weight:700!important}.ifr-schaden-amount{color:#ef5e18!important;white-space:nowrap!important;letter-spacing:-.02em!important;font-size:1.4rem!important;font-weight:800!important}.ifr-schaden-desc{color:#fff9!important;margin:0 0 1.1rem!important;font-size:.86rem!important;line-height:1.7!important}.ifr-schaden-compare{border-top:1px solid #ffffff14!important;flex-direction:column!important;gap:.55rem!important;padding:.85rem 0 0!important;display:flex!important}.ifr-schaden-row{grid-template-columns:9.5rem 1fr!important;align-items:start!important;gap:.85rem!important;font-size:.8rem!important;line-height:1.55!important;display:grid!important}.ifr-schaden-row-label{letter-spacing:.005em!important;align-items:center!important;gap:.4rem!important;font-weight:600!important;display:inline-flex!important}.ifr-schaden-row-label svg{flex-shrink:0!important;width:12px!important;height:12px!important}.ifr-schaden-row-hausrat .ifr-schaden-row-label{color:#ffffff6b!important}.ifr-schaden-row-hausrat .ifr-schaden-row-value{color:#ffffff94!important}.ifr-schaden-row-police .ifr-schaden-row-label{color:#23a455!important}.ifr-schaden-row-police .ifr-schaden-row-value{color:#fff!important;font-weight:500!important}#ifr-konditionen{background:#fff!important;border-top:1px solid #d4e4f3!important}.ifr-konditionen-wrap{max-width:1180px!important;margin:0 auto!important}.ifr-konditionen-header{max-width:760px!important;margin:0 0 2.5rem!important}.ifr-konditionen-header .ifr-lead{margin-top:1rem!important}.ifr-data-table{background:#fff!important;border:1px solid #d4e4f3!important;border-radius:10px!important;width:100%!important;overflow:hidden!important}.ifr-data-table table{border-collapse:collapse!important;width:100%!important}.ifr-data-table th{color:#fff!important;text-transform:uppercase!important;letter-spacing:.1em!important;text-align:left!important;background:#242a34!important;padding:.95rem 1.4rem!important;font-size:.72rem!important;font-weight:600!important}.ifr-data-table td{color:#353e4e!important;border-bottom:1px solid #242a3414!important;padding:1rem 1.4rem!important;font-size:.88rem!important}.ifr-data-table tr:nth-child(2n) td{background:#d4e4f366!important}.ifr-data-table tr:last-child td{border-bottom:none!important}.ifr-data-table td:first-child{color:#242a34!important;width:40%!important;font-weight:600!important}.ifr-td-ok{color:#23a455!important;font-weight:600!important}.ifr-td-hl{color:#ef5e18!important;font-weight:700!important}.ifr-note{color:gray!important;margin:1.5rem 0 0!important;font-size:.78rem!important;line-height:1.65!important;display:block!important}.ifr-note a{color:#242a34!important;text-underline-offset:3px!important;-webkit-text-decoration:underline #242a342e!important;text-decoration:underline #242a342e!important}.ifr-note a:hover{text-decoration-color:#ef5e18!important}#ifr-ablauf{background:#242a34!important}#ifr-ablauf .ifr-section-tag{color:#ffffff8c!important}#ifr-ablauf h2{color:#fff!important}#ifr-ablauf .ifr-lead{color:#ffffffb8!important}.ifr-ablauf-wrap{grid-template-columns:1fr 2fr!important;align-items:start!important;gap:4.5rem!important;display:grid!important}.ifr-ablauf-cta{margin-top:1.5rem!important}.ifr-steps{flex-direction:column!important;display:flex!important}.ifr-step{border-bottom:1px solid #ffffff1a!important;grid-template-columns:2.5rem 1fr!important;align-items:start!important;gap:1.4rem!important;padding:1.7rem 0!important;display:grid!important}.ifr-step:first-child{padding-top:0!important}.ifr-step:last-child{border-bottom:none!important;padding-bottom:0!important}.ifr-step-num{color:#fff!important;background:#ef5e18!important;border-radius:50%!important;flex-shrink:0!important;justify-content:center!important;align-items:center!important;width:2rem!important;height:2rem!important;margin:.15rem 0 0!important;font-size:.78rem!important;font-weight:700!important;display:flex!important}.ifr-step h3{color:#fff!important;letter-spacing:-.015em!important;margin:0 0 .45rem!important;font-size:1.18rem!important;font-weight:700!important}.ifr-step p{color:#ffffffa6!important;margin:0!important;font-size:.92rem!important;line-height:1.7!important}.ifr-link-hint{background:#ef5e181f!important;border:1px solid #ef5e184d!important;border-left:3px solid #ef5e18!important;border-radius:6px!important;align-items:flex-start!important;gap:.6rem!important;margin:1.5rem 0 0!important;padding:.95rem 1.1rem!important;display:flex!important}.ifr-link-hint svg{color:#ef5e18!important;flex-shrink:0!important;width:16px!important;height:16px!important;margin:.15rem 0 0!important;display:block!important}.ifr-link-hint span{color:#ffffffd9!important;font-size:.84rem!important;line-height:1.65!important}#ifr-faq{background:#fff!important;border-top:1px solid #d4e4f3!important}.ifr-faq-wrap{grid-template-columns:1fr 2fr!important;align-items:start!important;gap:4.5rem!important;max-width:1180px!important;margin:0 auto!important;display:grid!important}.ifr-faq-list{background:#fff!important;border:1px solid #d4e4f3!important;border-radius:10px!important;flex-direction:column!important;display:flex!important;overflow:hidden!important}.ifr-faq-item{border-bottom:1px solid #242a3414!important}.ifr-faq-item:last-child{border-bottom:none!important}.ifr-faq-q{color:#242a34!important;text-align:left!important;cursor:pointer!important;background:0 0!important;border:none!important;justify-content:space-between!important;align-items:center!important;gap:1rem!important;width:100%!important;padding:1.2rem 1.4rem!important;font-size:.94rem!important;font-weight:600!important;display:flex!important}.ifr-faq-item:hover .ifr-faq-q{background:#d4e4f366!important}.ifr-faq-icon{color:#353e4e!important;background:#d4e4f3!important;border-radius:50%!important;flex-shrink:0!important;justify-content:center!important;align-items:center!important;width:22px!important;height:22px!important;font-size:1.15rem!important;font-weight:300!important;line-height:1!important;transition:transform .25s,background .2s!important;display:flex!important}.ifr-faq-item.ifr-open .ifr-faq-icon{color:#fff!important;background:#242a34!important;transform:rotate(45deg)!important}.ifr-faq-a{color:#353e4e!important;max-height:0!important;padding:0 1.4rem!important;font-size:.88rem!important;line-height:1.78!important;transition:max-height .35s,padding .25s!important;overflow:hidden!important}.ifr-faq-item.ifr-open .ifr-faq-a{max-height:400px!important;padding:0 1.4rem 1.3rem!important}#ifr-vermittlung{background:#242a34!important;padding:5.5rem 5vw!important}.ifr-vermittlung-wrap{text-align:left!important;max-width:760px!important;margin:0 auto!important}#ifr-chronoprotect .ifr-h2-white,#ifr-vermittlung h2{color:#fff!important}.ifr-vermittlung-body{margin-top:1.5rem!important}.ifr-vermittlung-body p{color:#ffffffb8!important;margin:0 0 1.1rem!important;font-size:.95rem!important;line-height:1.8!important}.ifr-vermittlung-body p:last-child{margin-bottom:0!important}.ifr-vermittlung-body strong{color:#fff!important;font-weight:600!important}#ifr-cta{text-align:center!important;background:#fff!important;border-top:1px solid #d4e4f3!important;padding:6rem 5vw!important}.ifr-cta-inner{max-width:640px!important;margin:0 auto!important}.ifr-cta-tag{text-transform:uppercase!important;letter-spacing:.16em!important;color:gray!important;margin:0 0 .85rem!important;font-size:.7rem!important;font-weight:600!important;display:block!important}.ifr-cta-title{color:#242a34!important;letter-spacing:-.035em!important;margin:0 0 1.1rem!important;font-size:clamp(1.9rem,3.4vw,2.9rem)!important;font-weight:900!important;line-height:1.1!important}.ifr-cta-sub{color:#353e4e!important;margin:0 0 2.25rem!important;font-size:.98rem!important;line-height:1.75!important}#ifr-legal{color:gray!important;background:#d4e4f3!important;padding:1.75rem 5vw!important;font-size:.74rem!important;line-height:1.75!important}#ifr-legal strong{color:#353e4e!important}#ifr-legal a{color:#353e4e!important;text-underline-offset:2px!important;-webkit-text-decoration:underline #242a342e!important;text-decoration:underline #242a342e!important}#ifr-footer{background:#242a34!important;flex-wrap:wrap!important;justify-content:space-between!important;align-items:center!important;gap:1.5rem!important;padding:1.75rem 5vw!important;display:flex!important}.ifr-footer-brand{color:#ffffffd9!important;font-size:.88rem!important;font-weight:700!important}.ifr-footer-links{flex-wrap:wrap!important;gap:1.75rem!important;display:flex!important}.ifr-footer-links a{color:#ffffff73!important;font-size:.78rem!important;text-decoration:none!important}.ifr-footer-links a:hover{color:#ffffffe6!important}.ifr-footer-copy{color:#ffffff47!important;font-size:.75rem!important}.ifr-js .ifr-reveal{opacity:0!important;transition:opacity .55s,transform .55s!important;transform:translateY(18px)!important}.ifr-js .ifr-reveal.ifr-visible{opacity:1!important;transform:none!important}@media (prefers-reduced-motion:reduce){.ifr-js .ifr-reveal{opacity:1!important;transition:none!important;transform:none!important}}@keyframes ifr-fadeUp{0%{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}.ifr-hero-tag{animation:.45s .1s both ifr-fadeUp}#ifr-hero h1{animation:.55s .2s both ifr-fadeUp}.ifr-hero-sub{animation:.55s .3s both ifr-fadeUp}.ifr-hero-actions{animation:.55s .4s both ifr-fadeUp}.ifr-hero-stats{animation:.55s .5s both ifr-fadeUp}@media (max-width:900px){#ifr-nav{padding:0 1.25rem!important}.ifr-nav-links{display:none!important}.ifr-nav-brand{gap:0!important}#ifr-chronoprotect section,#ifr-vermittlung,#ifr-cta{padding:4rem 1.25rem!important}#ifr-hero{min-height:520px!important;padding:5rem 1.25rem 4rem!important}#ifr-hero h1{font-size:clamp(2.6rem,11vw,4.2rem)!important}.ifr-leistungen-wrap,.ifr-schaden-wrap,.ifr-konditionen-header,.ifr-ablauf-wrap,.ifr-faq-wrap{grid-template-columns:1fr!important;gap:2.5rem!important}.ifr-cards-grid{grid-template-columns:1fr!important}.ifr-schaden-row{grid-template-columns:1fr!important;gap:.2rem!important}#ifr-footer{text-align:center!important;flex-direction:column!important;gap:1rem!important}.ifr-trust-bar{gap:1.25rem!important;padding:1rem 1.25rem!important}#ifr-legal{padding:1.25rem!important}.ifr-hero-stats{flex-wrap:wrap!important;gap:1.5rem!important;margin-top:2.5rem!important;padding-top:1.5rem!important}.ifr-hero-stat{min-width:45%!important}}